Are you looking for tools and lessons learned to implement a financing program in your community? Our Community Efficiency Financing initiative helps municipalities deliver local financing programs for home-energy upgrades.
From guidebooks to case studies, this resource library provides useful information and tools for designing or scaling up your local municipal program.
Learn more about:
- Innovative financing mechanisms to advance your municipality’s greenhouse gas emissions reduction projects
- How to establish an effective PACE program quickly and economically
- Key considerations for on-bill financing programs
- The range of energy efficiency financing tools currently in use in North America
- And much more
We’ll continue to update this page with additional resources as they become available.
Please note, all files appear in the language in which they were provided.
- Integrating equity into financing programs
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- Energy efficiency financing for low- and moderate-income households: Current state of the market, issues, and opportunities (State and Local Energy Efficiency Action Network)
- Guidebook on equitable clean energy program design for local governments and partners (Urban Sustainability Directors Network (USDN) and The Cadmus Group)
- Integrating equity into city retrofit programs [webinar recordings] (Canadian Urban Sustainability Practitioners)
- The need for equity in energy efficiency programs [webinar recording] (Efficiency Canada and Kambo Energy Group)
- USDN Equity in Energy Transformation and Innovation Case Study: Craft3 Home Energy Loan Program (Craft3)
- Considerations of Equity in an Efficiency Financing Program (Kambo Energy Group and Reep Green Solutions)
- Efficiency financing and home energy upgrades
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- Current practices in efficiency financing: An overview for state and local governments (Lawrence Berkley National Lab)
- Efficiency Canada’s policy database, including information on enabling policies that provide support for financing (Efficiency Canada)
- Financing energy efficiency retrofits in the built environment (Natural Resources Canada)
- On the money: Financing tools for local climate action (ICLEI & FCM)
- Sustainable Finance Part 1 (Canadian Urban Sustainability Practitioners)
- Sustainable Finance Part 2 (Canadian Urban Sustainability Practitioners)
- Property Assessed Clean Energy (PACE)
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- Accelerating home energy efficiency retrofits through local improvement charge programs: A toolkit for municipalities (Clean Air Partnership)
- Clean Energy Improvement Program in Alberta (Municipal Climate Change Action Centre)
- Local improvement charge financing pilot program design for residential buildings in Ontario (Dunsky Energy Consulting)
- Monitoring & evaluation framework for local improvement charge pilot programs (Clean Air Partnership)
- Property Assessed Clean Energy in Canada: Design considerations for PACE programs and enabling legislation (The Pembina Institute)
- Best Practice Guidelines for Residential PACE Financing Programs (US Department of Energy)
- PACE Loans: State and Local Consumer Protection Recommendations (National Consumer Law Center)
- PACE Consumer Protection Policies (PACENation)
- Residential Property Assessed Clean Energy (R-PACE) State and Local Consumer Protection Policy Principles (PACENation)
- Utility on-bill financing
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- Cheaper power bills, more jobs, less CO2: How on-bill financing done right can be a quick win for British Columbia (Pacific Institute for Climate Solutions)
- Financing energy improvements on utility bills: Market updates and key program design considerations for policymakers and administrators (State and Local Energy Efficiency Action Network)
- Making it count: Understanding the value of energy efficiency financing programs funded by utility customers (State and Local Energy Efficiency Action Network)
- Credit enhancements
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- Credit enhancement overview guide (State and Local Energy Efficiency Action Network)
- Financing programs
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- AB: Clean Energy Improvement Program (City of Edmonton, City of Leduc, Town of Devon, Town of Rocky Mountain House)
- BC: Nelson Eco-Save (City of Nelson)
- BC: Oil to Heat Pump Financing Program (District of Saanich)
- BC: Regional Energy Efficiency Program (REEP; Regional District of Central Kootenay)
- NS: Halifax Solar City (Halifax Regional Municipality)
- NS: Clean Energy Financing Program (Multiple municipalities)
- NS: Solar Colchester (Municipality of Colchester)
- NS: HOME Heat Pump Program (Town of Berwick)
- NS & PE: Switch programs (City of Charlottetown, P.E.I., Town of Stratford, P.E.I., Town of Wolfville, N.S.)
- ON: Durham Greener Homes (Region of Durham)
- ON: Retrofit Halton Hills (Town of Halton Hills)
- ON: Better Homes Kingston (City of Kingston)
- ON: Better Homes Ottawa – Loan Program (City of Ottawa)
- ON: Home Energy Loan Program (City of Toronto)
- ON: Accelerating energy retrofits – Building the policy and business case for local improvement charges (City of Vaughan)
- QC: Financement innovateur pour des municipalités efficaces (FIME) (City of Plessisville)
- SK: Home Energy Loan Program (City of Saskatoon)
- Outside of Canada: USA: Clean Energy Works Oregon (City of Portland, Oregon)
- Outside of Canada: USA: Michigan Saves Home Energy Loan Program (State of Michigan, U.S.)